Energy Conservation Loan Program

About the Program
Why waste energy? Why be cold this winter? The Neighborhood Energy Connection (NEC) makes energy improvements easy! The Energy Conservation Deferred Loan provides up to $6,500 in forgivable financing for the energy improvements you need today, including new furnaces, boilers, and insulation. Eligible upgrades will be identified in a home energy audit. Make zero payments, pay zero interest, and owe nothing when you own your home for 10 additional years.

Eligibility
  • Your home was built before 1995.
  • The market value of your home is less than $251,750.
  • Your household assets are under $50,000, excluding the value of your home, autos, and retirement fund.

Maximum Household Income

Number of Individuals
Maximum Income
1 Person
$48,560
2 People
$55,440
3 People
$62,400
4 People
$69,280
5 People
$74,880
6 People
$80,400
7 People
$85,920
8 People
$91,520
For More Information
Don’t spend another winter in a chilly, drafty house with high energy bills. The NEC is a trusted 30-year-old nonprofit right here in Ramsey County. Call them at 651-789-5706 or visit the NEC website.